Are You Really Protected by Your Work Benefits?

After coming out of yet another meeting where this has come up, I’d like to address this on a broader scale:
We find that many people don’t have a solid understanding of the benefits they receive through their jobs.
For example: you might know that a standard employer-based long-term disability plan covers 60% of income, but did you know that disability income can be taxed in some situations? Are you aware of what actually qualifies you to be considered disabled? Or how long your policy will pay out? 
The number one cause of bankruptcy and foreclosure in America stems from medical costs due to unexpected illness or injury. Many, many people think that they have “that covered” when in reality they are far from adequately covered. 
Your biggest asset is your ability to earn income—wouldn’t it make sense to protect it? 
If you’re concerned about whether or not you will be protected if you get injured or sick, or if you’d just like some help making sense of your employer-based benefits, send us an email or give us a call so we can sit down and take a closer look at your situation; you have nothing to lose and everything to protect!