Access to Cash

In meeting with clients on a daily basis, we find that most people are focusing so intently on putting money away into their retirement accounts that they are missing out on opportunities that present themselves earlier in life.  Remember, retirement accounts such as a 401k or IRA can’t be touched without penalty until age 59 ½.

But what if you want to start a business at 35?  Or buy a beach house at 42?  What about the everyday scenarios such as needing a new transmission or having to replace a roof?

At DeGroff Financial, one of the things we stress the most is access to liquid cash throughout each stage of your life.  The entire function of financial planning is to ensure that one has money when they need it. WHEN they need it—not only at some arbitrary date in the future.  Because let’s be honest:  the model of working forty years, getting your gold watch and a pension is dead.

We believe that money should be the tool you use to accomplish whatever you want. To propel you forward into the life you dream about.  Money should not be just a goal that you achieve at some point years from now. 

If this resonates with you, let’s have a conversation.  We can help you allocate your resources properly and get you on a path that makes more sense.